Secured credit cards offer the option to build credit and establish a good credit history. At the same time, you get the convenience of a credit card to make payments online and in stores. Secured ...

They are easier to qualify for and more accessible to people with poor or no credit ...

A secured credit card requires you to deposit to offset the risk that you will not make your payment. These cards typically come with low credit lines and high interest rates. Using your secured ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...